Car Accident Lawyer in Idaho Falls, ID
After a car accident, there is a lot that a victim will need to figure out — how to get repairs done to their vehicle, how to pay for mounting medical bills, and how to deal with lost wages while being unable to work, to name a few. Filing an insurance claim is a simple process, and if a victim doesn’t fight for the money they deserve, then it can be resolved within a matter of weeks. Sounds easy, right? Think again.
Many people fail to realize that the insurance claims process is not designed to get them the total compensation they deserve. It is designed to limit the amount of money that an insurance company has to pay out and intimidate a claimant into waiving their rights to any future legal action regardless of whether new information were to arise.
Insurers are protecting their bottom lines, and it often comes at the expense of an innocent victim who is suffering through the consequences of the at-fault driver’s reckless or negligent behavior, like distracted driving, speeding, text messaging while operating a motor vehicle, and more.
What Our Clients Say
“Dale was extremely kind and helpful in a moment of panic after a car accident. She went out of her way to ensure I had the correct information in regards to what Colorado laws protect me after an accident and how to properly approach the situation.”
“Dale helped me and my family through a very hard time. She was professional, diligent, extremely knowledgeable and knows how to get the job done. I would never hesitate to recommend Dale or use her in the future.”
“Dale Casares is an incredible attorney and human being. Ever since I met her, she has been willing to fight for me and support me. Dale excels at listening, understanding, and using her knowledge and skills to help people.”
Contact Mountain States Injury Law For a Free Consultation About Your Car Accident Today
Mountain States Injury Law is a car accident law firm in Idaho Falls, ID with a team that will fight to get the maximum compensation possible for your injuries. We will investigate the accident to find out what really happened, and we will negotiate with the insurance companies on your behalf so that you can focus on healing. If they refuse to give you a fair settlement, then we will take them to court and fight for you there.
You should not have to worry about how you will pay your bills after an Idaho Falls car accident that was not your fault. Mountain States Injury Law will make sure that you get the money you need to cover all of your expenses, both now and in the future. Call us today for a free consultation. We will review your case and let you know what we can do to help. There are no upfront costs, and you don’t pay us anything unless we win your case. Don’t wait; call Mountain States Injury Law today.
Read more below to get some insight into the claims process and learn about why it is so important to partner with an experienced attorney after an Idaho car accident.
With 1,360 motor vehicle crashes reported in Bonneville County in 2020, you can imagine how much experience insurers have with cases similar to yours from across the country. Without the help of experienced attorneys, it can be a difficult process to get the money you deserve for severe injuries.
Understanding the Insurance Claims Process
When the insurance company discovers that their client was involved in an accident — especially one that they caused — an insurance adjuster springs into action with the express goal of limiting the amount of money their employer will have to pay out in a settlement. When the victim speaks to the adjuster and provides them with information like their own perspective of the accident, documents relating to the crash, and any other statements, the adjuster is looking for any possible crack in their story to leverage for their own goal.
The first step is to determine who was at fault for the accident. If the other driver was clearly to blame, then their insurance company will be on the hook. But if both drivers were partially at fault, or if there is some question as to who was really to blame, then the process gets more complicated.
Comparative Fault in Idaho Falls, ID
In a state like Idaho that follows the rule of comparative negligence, a victim can still receive compensation for their damages even if they were partially responsible for the motor vehicle crash. Their settlement will be reduced in proportion to the percentage of fault they contributed to the accident.
This is an important doctrine, but insurers will attempt to use this rule to their advantage as another way to reduce the amount they have to pay.
Once fault has been determined (or while final percentages are still being negotiated), your attorney will need to calculate the full extent of your damages to determine what a fair settlement would be. This will include not just medical bills and property damage but also lost wages, pain and suffering, and any other costs related to the accident or the long-term consequences of severe injuries.
Negotiating a Settlement
After they have gathered all the evidence and calculated your damages, your attorneys will send a demand letter to the insurer that outlines what they believe you are owed. The insurer will likely come back with a lower offer in an attempt to save the company money, and then the negotiation process begins.
You may be shocked when you see the discrepancy between their initial offer and the figures your lawyer has come up with.
Staying Strong During Negotiations
This negotiation can be a long and frustrating process, as the insurer will try to wear you down with lowball offers and delays. Insurance companies will stall in the hopes that victims become overwhelmed by their mounting medical bills, lost wages, and other financial trouble and simply accept a one-time settlement, but your attorney will be able to stand up to the insurance company’s tactics and fight for the full amount of compensation that you are owed.
If a fair settlement can’t be reached, then your case will go to trial in the Idaho courts.
Contact Our Law Firm Today To Speak With an Experienced Lawyer
No one should have to go through this process alone, which is why it is so important to partner with an experienced Idaho Falls car accident lawyer who can handle the insurance companies and fight for the compensation you deserve.
Mountain States Injury Law has extensive experience handling motor vehicle accident cases in Idaho Falls, and we will work tirelessly to get you the best possible outcome in your case. Contact us today to schedule a free consultation. We look forward to speaking with you.